Business Performance

Financial Highlight

Unit: miliion/%

2021 2022 2023
Operating revenue 11,218 13,184 12,545
Operating Costs 7,477 12,827 8,064
Operating Expenses 2,581 2,324 3,005
Operating Income(loss) 1,159 (1,967) 1,475
Non- Operating income and expenses 4 2,679 35
Net income 1,026 1,092 1,259
ROA 3.42% 3.48% 3.89%
ROE 10.66% 10.72% 12.73%
ROI 3.08% 7.46% 2.34%
Combine Ratio 96.58% 140.17% 94.82%